Warning: include(session.php) [function.include]: failed to open stream: No such file or directory in /home/faw7oboj/public_html/index.php on line 16

Warning: include(session.php) [function.include]: failed to open stream: No such file or directory in /home/faw7oboj/public_html/index.php on line 16

Warning: include() [function.include]: Failed opening 'session.php' for inclusion (include_path='.:/usr/lib/php:/usr/local/lib/php') in /home/faw7oboj/public_html/index.php on line 16



Welcome to Artabana Australia

Healthcare with a difference


                              Interested in managing your health care in a new way?

                          Artabana is an innovative and proven health care initiative.

                          Originally established in Switzerland in 1987. Now incorporated in Australia.

                          Determine your own annual contribution.

                          Save for your own annual contribution.

                          Enjoy personal choice of health practitioners & modalities of care.

                          Artabana Australia is supported by Artabana International.

                            Our priority is to support the well being of others and of society.

   

                            Please come to our mext meeting to find out more.

Our Vision
Responsible individuals coming together of their own free will and decision to form a community, within the framework of an organised society. The society framework allows for concerted social action on the basis of individual motivation and commitment.

The society respects the uniqueness and independence of the individual, upholding his or her sphere of privacy. The individual acknowledges the aims of the society and contributes to their implementation out of an active interest in his or her fellow human beings.

To quote Rudolf Steiner: “Society must shape itself so as to reflect the human soul, and the power inherent within the soul of the individual must be vibrantly expressed in society. ”

The aims of society formation are to
• promote social security, and
• improve living conditions within the framework of a cooperative society, in the interest of the individual's path of development.
Social security arises through human solidarity expressed in deeds. When one person considers the welfare of another, taking an interest in the other, an awareness arises of situations of need. In becoming more aware of situations of need and successfully overcoming them through joint action, we foster trust and confidence. Being part of a society founded upon trust in turn empowers us to follow our chosen paths.

“The strength of a society is reflected in the welfare of its weakest, most needy members. ” The society provides assistance where assistance is needed, performing what the affected individual is unable to perform by him or herself. The only actions taken by the society are those democratically co-determined by each of its members.

This process requires regular interaction and discussion by the members. Individual societies are formed in a manner (small, regional) ensuring that all members sufficiently know each other personally. This is even true of multi-regional societal alliances.

Emergency assistance is provided in the form of demonstrated concern, help and voluntary gifting. Security arises from an individual’s trust in the society’s ability to help him or her (not from insurance or financial contracts).

“People are there to help each other, and when help is legitimately needed, help should be asked for. It is this way all over the world, and asking by no means amounts to begging. ” Jeremias Gotthelf

Health is essential to life. ARTABANA distinguishes between individual, personal health and general, public health, addressing these two different areas separately.

ARTABANA societies create legal and economic conditions allowing individual, personal healthcare on the basis of free choice, and an individual path to health.

In specific:
• Recognition of the uniqueness of the individual, i.e. the fact that illness is inherently individual in nature, therefore requiring an individual treatment and recovery approach.
• Illness is an expression of the individual's karma, the shaping of destiny on his or her life path. The society never provides unsolicited advice regarding an individual's health issues.
• Free choice of healthcare practitioner, practice or institution and treatment options for illness.
• Voluntary financial support to provide access to the desired treatment options.
• The possibility for the patient and healthcare practitioner (or group practice/institution) to freely enter into individual financial agreements.
ARTABANA societies raise awareness (consciousness) of ways to promote general, public health. This extends to the preserving and creating of a healthy environment, and to healthy forms of social interaction and living. The societies support, promote and sponsor these through the appropriation of financial resources based on democratic decision-making processes.

Legal relationships

Legal relationships within ARTABANA societies are conceived so as to uphold respect for the sphere of privacy of the individual, to demonstrate the principle of human equality in action on a day-to-day basis, and to guarantee personal freedoms.

Mutual respect for otherness and individuality, and for the personal and lifestyle decisions of others, are the fundament upon which these legal relationships rest.

Individuals gathering and meeting together gives rise to community.

This community then establishes the framework of a society based on agreements freely concluded between and among members. Individual societies are entirely free with regard to the choice and structuring of these legal relationships, which must be consistent and conform with applicable laws.

Respecting existing law provides a framework for legal concepts implemented internally within the societies. The principle governing internal legal relationships between individuals is respect and recognition of the other.

ARTABANA societies make resolutions by consensus, forgoing the application of external law to matters concerning internal relations. In cases where a consensus cannot be obtained regarding a resolution, individuals representing minority opinions must be heard, allowing the decision of the majority to be respected in turn.

An ARTABANA-internal consensus-building committee is elected to address any disputes. The committee conducts arbitration efforts in a spirit of consensus-building.

The goal is to achieve a maximisation of democratic determination rights – the right to participate in the governance and shaping of the society with regard to its structures and activities, extending to issues of voting, appointments, review privileges, privacy and data protection.

Administration is to be kept streamlined and tasks apportioned among members so as to permit self-management on a voluntary basis.

The prerequisite for membership in an ARTABANA society is declaration of acceptance of this vision statement. ARTABANA societies are formed on a local level (chapters), which may voluntarily combine with other local societies to form regional solidarity alliances, or become a member of an existing regional society.

Local ARTABANA societies comprise the backbone of the national ARTABANA movement and are its bearers.

Our Purpose
Legal relationships within ARTABANA societies are conceived so as to uphold respect for the sphere of privacy of the individual, to demonstrate the principle of human equality in action on a day-to-day basis, and to guarantee personal freedoms.

Mutual respect for otherness and individuality, and for the personal and lifestyle decisions of others, are the fundament upon which these legal relationships rest.

Individuals gathering and meeting together gives rise to community.

This community then establishes the framework of a society based on agreements freely concluded between and among members. Individual societies are entirely free with regard to the choice and structuring of these legal relationships, which must be consistent and conform with applicable laws.

Respecting existing law provides a framework for legal concepts implemented internally within the societies. The principle governing internal legal relationships between individuals is respect and recognition of the other.

ARTABANA societies make resolutions by consensus, forgoing the application of external law to matters concerning internal relations. In cases where a consensus cannot be obtained regarding a resolution, individuals representing minority opinions must be heard, allowing the decision of the majority to be respected in turn.

An ARTABANA-internal consensus-building committee is elected to address any disputes. The committee conducts arbitration efforts in a spirit of consensus-building.

The goal is to achieve a maximisation of democratic determination rights – the right to participate in the governance and shaping of the society with regard to its structures and activities, extending to issues of voting, appointments, review privileges, privacy and data protection.

Administration is to be kept streamlined and tasks apportioned among members so as to permit self-management on a voluntary basis.

The prerequisite for membership in an ARTABANA society is declaration of acceptance of this vision statement. ARTABANA societies are formed on a local level (chapters), which may voluntarily combine with other local societies to form regional solidarity alliances, or become a member of an existing regional society.

Local ARTABANA societies comprise the backbone of the national ARTABANA movement and are its bearers.

Our Financial policies
Financial policies are designed with the aim of channelling financial resources in a way that is beneficial and healing from a social standpoint.

The ultimate source of economic resources set in motion by ARTABANA lies in the will of the individual to give to others who have fallen on hardship or are in need – individuals who are faring worse than oneself (Declaration of Intent/Contribution Pledge). ARTABANA societies are solidarity communities organised to help people in any kind of accident or illness situation.

Out of knowledge of and a concern for the needs of other individuals (ARTABANA members or others) members individually make regular or one-time binding contributions by way of gifting in amounts reflecting their own priorities, the significance they attach to health and the means and resources available to them. Gifts go to the direct benefit of those in need, or are deposited to the society's solidarity fund.

Members are free to structure financial arrangements with healthcare practitioners or practices at their own discretion.

The societies jointly determine how the resources in the solidarity fund are to be used. The following usage purposes are allowed:
- To cover healthcare or health maintenance expenses up to a certain percentage of the solidarity contribution made by the individual member on a voluntary basis. ARTABANA members are thus self-payers.
- Gifts or loans provided by the society to members or non-members as support in situations of need
- Gifts or interest-free loans provided to promote general, public health. In this manner ARTABANA societies financially support the institution of public healthcare.
The society provides assistance to individuals in need in view of what is required and the amount the individual in question is unable to come up with on his or her own. The individual may in such case petition for assistance, or the society may approach the individual in need of its own accord.

In providing assistance the society’s aim at all times is to remedy a specific, individual situation of need. ARTABANA societies do not employ a schedule of payable benefits implying any payment obligation; there are no reimbursements, no invoices, no premiums.

Assistance may be provided from the national society level and national solidarity fund for need situations exceeding the capacity of a regional society.
– Issue August 2010 –

How does it work?

Artabana is not a Health Insurance!

Artabana is based on a commitment to take personal responsibility for our own health care needs. The three pillar of Artabana are commitments to working as a community where trust, solidarity and responsibility are the foundations of mutual support. 

Becoming a member

To become a member of an Artabana group, you first attend an individual information session, then participate in 3 monthly meetings of that group. If you are still interested in joining the group, you will advise the group of your intention to apply for membership, to allow for discussion. Everyone needs to feel comfortable about this - ie, you need to feel comfortable with the group and the group with you, for you to become a member. Given a positive response, you will then submit your application including an administration fee and a contribution promise for the coming year. The administration fee only covers costs such as legal fees (e.g. for a constitution), stationery, advertising etc. Members of Artabana groups undertake all work required by the group on a voluntary basis: roles are rotated so that over time, everyone plays a part.

The personal fund (70%)

Covering your own costs You will calculate your own contribution promise after reflecting on your health care needs for the coming year. You should consider everything you might need to pay for, in relation to your own care, taking into account some ‘unforeseeable’ events as well as the regulars. You might go to the dentist twice a year, have a massage every month, go to a meditation retreat each year, visit the GP or naturopath every 6 months on average….etc. Calculate the total you expect to require. This amount represents 70% of the contributions you will make to the Artabana account.

Emergency fund (30%)

Supporting others -as well as your own health care costs, you will pay an additional amount into the Emergency Fund, which will be available for members to draw on when the group endorses this in unexpected emergency situations.  Total contributions are divided between the Personal Fund for members’ personal care (70% of contributions) and the Emergency Fund (30% of contributions).

Emergency situations

If you face an emergency situation you must first use your own funds (ie the contributions you have made to the General Fund) then you can approach the group for support from the Emergency Fund.  The group will discuss whether to provide support from the fund.    Other members of the group are also free to provide you with personal donations. If the expenses are too high for the group to cover, the group may approach other Artabana groups in Australia (when these are established) or in Switzerland and Germany by sending an application through the Artabana international contact person in Australia.  Any support provided by these groups will be in the form of gifts which will be transferred to your local group account.  If funds are required sooner than is possible through this process, the international contact person will forward your application to the trustees of the central German or Swiss Emergency Fund.  The five trustees will discuss your case and if they approve, money will be transferred within a week.  Any money provided from the Central Emergency Fund must be repaid. After a certain time, if the group is still not able to pay this amount back to the emergency fund, the group can go through the process of asking other groups, national or international, to raise this money as a gift to be able to pay it back to the emergency fund. 

Jane’s emergency

In Feb. 2016, I started to have irregular heart beat and episodes of hospitalisation. It was soon revealed that my heart was failing and that I needed surgery to correct a severe prolapse of the Mitral value. The thought of open heart surgery terrified me and I set about investigating possible robotic surgery for my condition. This was only available in private hospitals in NSW or Victoria and would have a cost of approx AUS $35,000. Cole and I discussed extending our home mortgage and decided to do that for the operation.  We told Ulla from our Artabana Hobart group of the situation and she contacted Artabana Germany- we did not know this until she told us later. We were humbled and surprised that Artabana Germany’s emergency fund would support me without knowing me or the others in our group at the other site of the world. Within a week the money was in our account - Artabana Hobart. It was initially hard to accept the gesture from strangers. We felt self conscious about the generosity.

Jane and Cole



Offices of Artabana

Ulla Musik
344 Channel Hwy Taroona 7053 TAS



Email:info@artabana.com.au
Artabana Group Contact person Address Region Member Login
Artabana Hobart inc
Jane Bradshaw
177 Waterworks Road, Dynnyrne 7005
Phone:0438442906
Email:hobart@artabana.com.au

Tasmania

Artabana Bindarrabi
Joy Foley
1189 White Swamp Road, Koreelah 2476
Email: bindarrabi@artabana.com.au

NSW

Establishing a new group

If you like what you have read and heard about Artabana but cannot find a group in your region, we encourage you to get in contact to Ulla Musik first. Ulla will be there to answer all your questions and could assist and encourage you to built up an own group in your area. If you have the wish to built up an own community in your area you can identify already a small number of others who are interested in learning more.  Word of mouth is the best way to find like-minded potential members, but we can also provide leaflets for you to distribute.  You could start already with two or three people on a private base by paying your contribution on a private account, but as soon as you have up to 5 people who trust each other, you are ready to form an official Artabana group. You can apply for registration as a non profit organisation and open an official Artabana bank account. Ulla is willing to offer information sessions around Australia, by phone, Skype or in person. She will provide new groups with all the information and documents you will need to establish a official group in your region

These documents will include:

• Model Rules/ Constitution

• Membership application

• Contribution promise

• Info Folder

• model of leaflets

• model of business cards

• Logo

• Bookkeeping program

About Ulla Musik

Ulla Musik migrated to Australia twelve 12 years ago. She was active from the beginning of Artabana movement in Germany since 1999, built up three local groups in Germany and worked for a couple of years on the management board of Artabana Germany. She brought with her the idea of building up an Artabana organisation in Australia too. Ulla is driven and passionate about this great idea and would love to help you to build up an Artabana group in your area.

For general questions

to Artabana Australia

(Otherwise contact local groups)